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	<link>http://kenmcelroy.com</link>
	<description></description>
	<lastBuildDate>Mon, 30 Apr 2012 18:56:20 +0000</lastBuildDate>
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		<title>Comment on Ask KM &#8211; #1 by David Huang</title>
		<link>http://kenmcelroy.com/ask-km-1#comment-661</link>
		<dc:creator>David Huang</dc:creator>
		<pubDate>Mon, 30 Apr 2012 18:56:20 +0000</pubDate>
		<guid isPermaLink="false">http://kenmcelroy.com/?p=440#comment-661</guid>
		<description>Hi Ken, my questions are as follows. I would really appreciate it if you could give an answer or some hints on my questions once you are available:-

1) I have survey the houses and shop houses in my city. I found it is not worth in buying them because after I have run through the “Five Step Property Evaluation Process”, the rental cannot cover my loan. I am planning to go outside of my city to look for the “right” property. However in your book, you are not encouraging us to buy a property which is too far from our place because it is not easy to manage them. So, I would like to seek your advice what should I do? I mean do I have to look for the “right” property outside from my city?

2) If we want to buy a property which we believe it can give us a positive cash flow, but it is still under construction. What is the advice you are going to give us? How about if we are planning to buy a property which is under construction but we are not sure if the property could give us a positive cash flow, what should we do?

3) We need to collect sufficient information in order to run the “Five Step Property Evaluation Process”. However in my place here, people are reluctant to provide the info to us. What should we do? Walk away and find another property?

Thanks for your time to read it. Have a nice day!</description>
		<content:encoded><![CDATA[<p>Hi Ken, my questions are as follows. I would really appreciate it if you could give an answer or some hints on my questions once you are available:-</p>
<p>1) I have survey the houses and shop houses in my city. I found it is not worth in buying them because after I have run through the “Five Step Property Evaluation Process”, the rental cannot cover my loan. I am planning to go outside of my city to look for the “right” property. However in your book, you are not encouraging us to buy a property which is too far from our place because it is not easy to manage them. So, I would like to seek your advice what should I do? I mean do I have to look for the “right” property outside from my city?</p>
<p>2) If we want to buy a property which we believe it can give us a positive cash flow, but it is still under construction. What is the advice you are going to give us? How about if we are planning to buy a property which is under construction but we are not sure if the property could give us a positive cash flow, what should we do?</p>
<p>3) We need to collect sufficient information in order to run the “Five Step Property Evaluation Process”. However in my place here, people are reluctant to provide the info to us. What should we do? Walk away and find another property?</p>
<p>Thanks for your time to read it. Have a nice day!</p>
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		<title>Comment on Ask KM &#8211; #1 by Gary Lee Parks</title>
		<link>http://kenmcelroy.com/ask-km-1#comment-660</link>
		<dc:creator>Gary Lee Parks</dc:creator>
		<pubDate>Mon, 30 Apr 2012 07:25:28 +0000</pubDate>
		<guid isPermaLink="false">http://kenmcelroy.com/?p=440#comment-660</guid>
		<description>Ken,
My wife and I are retired and are renting the 13 SFD&#039;s that we (and the banks) own.  However, we have hit a brick wall and need a problem solver or some advice.  My wife said, &quot;What about going to a Financial Planner/&quot;  I did some research and found that all the ones I looked at are either trust/will salesmen or equities/insurance/annuities salesmen.  None seem to know anything about real estate.  Then I remembered buying your book a few years ago and decided to look you up on the web.  I also remember as a member of AMHA seeing your name in the masthead as President.  So my question is.... can we pay you for a few minutes of your time to reply to  an email I will write explaining our dilemma?
Thank you, Gary &amp; Joan Parks</description>
		<content:encoded><![CDATA[<p>Ken,<br />
My wife and I are retired and are renting the 13 SFD&#8217;s that we (and the banks) own.  However, we have hit a brick wall and need a problem solver or some advice.  My wife said, &#8220;What about going to a Financial Planner/&#8221;  I did some research and found that all the ones I looked at are either trust/will salesmen or equities/insurance/annuities salesmen.  None seem to know anything about real estate.  Then I remembered buying your book a few years ago and decided to look you up on the web.  I also remember as a member of AMHA seeing your name in the masthead as President.  So my question is&#8230;. can we pay you for a few minutes of your time to reply to  an email I will write explaining our dilemma?<br />
Thank you, Gary &amp; Joan Parks</p>
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	<item>
		<title>Comment on Feedback &amp; a Great Giveaway!! by Jose Manuel Merazzo</title>
		<link>http://kenmcelroy.com/feedback-a-great-giveaway#comment-654</link>
		<dc:creator>Jose Manuel Merazzo</dc:creator>
		<pubDate>Thu, 12 Apr 2012 17:31:03 +0000</pubDate>
		<guid isPermaLink="false">http://kenmcelroy.com/?p=527#comment-654</guid>
		<description>Hello Ken.. love ur website and ur books.. keep it going ;)</description>
		<content:encoded><![CDATA[<p>Hello Ken.. love ur website and ur books.. keep it going <img src='http://kenmcelroy.com/web/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' /> </p>
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		<title>Comment on Where Are People Moving? by Nguyen Anh Tuan</title>
		<link>http://kenmcelroy.com/where-are-people-moving#comment-650</link>
		<dc:creator>Nguyen Anh Tuan</dc:creator>
		<pubDate>Sun, 08 Apr 2012 14:55:30 +0000</pubDate>
		<guid isPermaLink="false">http://kenmcelroy.com/?p=496#comment-650</guid>
		<description>Hi Kennedy,
I wan to ask you in Phillipine, you follow Ken &#039;s advices to invest in real estate, so you can tell me How is your work?
Regards !</description>
		<content:encoded><![CDATA[<p>Hi Kennedy,<br />
I wan to ask you in Phillipine, you follow Ken &#8216;s advices to invest in real estate, so you can tell me How is your work?<br />
Regards !</p>
]]></content:encoded>
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	<item>
		<title>Comment on Where Are People Moving? by Nguyen Anh Tuan</title>
		<link>http://kenmcelroy.com/where-are-people-moving#comment-649</link>
		<dc:creator>Nguyen Anh Tuan</dc:creator>
		<pubDate>Sun, 08 Apr 2012 14:52:33 +0000</pubDate>
		<guid isPermaLink="false">http://kenmcelroy.com/?p=496#comment-649</guid>
		<description>Hi Ken,
I am 47 years old Vietnamese man.
Now in Ho chi minh city Viet Nam, real estate market is cool, but i think I can earn money from this market with your advices, I want you to be my coach in this field.
I wish the first step to start Real estate investment Great Success !
Thank you so much !
Tuan</description>
		<content:encoded><![CDATA[<p>Hi Ken,<br />
I am 47 years old Vietnamese man.<br />
Now in Ho chi minh city Viet Nam, real estate market is cool, but i think I can earn money from this market with your advices, I want you to be my coach in this field.<br />
I wish the first step to start Real estate investment Great Success !<br />
Thank you so much !<br />
Tuan</p>
]]></content:encoded>
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	<item>
		<title>Comment on ASK KM #1 &#8211; Keep Asking!! by Felisberto Botao</title>
		<link>http://kenmcelroy.com/ask-km-1-keep-asking#comment-648</link>
		<dc:creator>Felisberto Botao</dc:creator>
		<pubDate>Sat, 07 Apr 2012 02:35:07 +0000</pubDate>
		<guid isPermaLink="false">http://kenmcelroy.com/?p=505#comment-648</guid>
		<description>Hi Ken, I want to build a three stores building, with nine apartments, costing about $800,000. The building will be located in Beira City - Mozambique. I bought a land in my actual company name, which will build the building, but I want to construct the building in new entity name. How to manage this, and in which entity I&#039;ll get the loan?</description>
		<content:encoded><![CDATA[<p>Hi Ken, I want to build a three stores building, with nine apartments, costing about $800,000. The building will be located in Beira City &#8211; Mozambique. I bought a land in my actual company name, which will build the building, but I want to construct the building in new entity name. How to manage this, and in which entity I&#8217;ll get the loan?</p>
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	<item>
		<title>Comment on Where Are People Moving? by Kennedy Banagan</title>
		<link>http://kenmcelroy.com/where-are-people-moving#comment-643</link>
		<dc:creator>Kennedy Banagan</dc:creator>
		<pubDate>Fri, 30 Mar 2012 11:13:14 +0000</pubDate>
		<guid isPermaLink="false">http://kenmcelroy.com/?p=496#comment-643</guid>
		<description>Hello,

 I&#039;m Kennedy, from the Philippines, been reading books of Robert Kiyosaki and Donald Trump. And gladly in the middle of reading your book right now the ABC&#039;s of Real Estate Investing, I&#039;m 29 years old, and learning the deal and world of real estate, Me and my wife are member of the Chamber of Commerce, and we have a start-up company. I&#039;m very much interested in real estate, and still acquiring the necessary skills and knowledge from seminars possible. and with your very useful and great books.  I&#039;d like to ask if your possibly looking into the possibility of our country to be a spot of real estate expansion, I have so much to read and look into. best regards and more power Sir. please do look into our website. I will be glad if if you could comment and critic on it.

Thank you,
Kennedy D. Banagan</description>
		<content:encoded><![CDATA[<p>Hello,</p>
<p> I&#8217;m Kennedy, from the Philippines, been reading books of Robert Kiyosaki and Donald Trump. And gladly in the middle of reading your book right now the ABC&#8217;s of Real Estate Investing, I&#8217;m 29 years old, and learning the deal and world of real estate, Me and my wife are member of the Chamber of Commerce, and we have a start-up company. I&#8217;m very much interested in real estate, and still acquiring the necessary skills and knowledge from seminars possible. and with your very useful and great books.  I&#8217;d like to ask if your possibly looking into the possibility of our country to be a spot of real estate expansion, I have so much to read and look into. best regards and more power Sir. please do look into our website. I will be glad if if you could comment and critic on it.</p>
<p>Thank you,<br />
Kennedy D. Banagan</p>
]]></content:encoded>
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	<item>
		<title>Comment on Books by Why You Should Hire Property Management Agencies To Maintain Your Property? &#124; realestateinvestingbook</title>
		<link>http://kenmcelroy.com/books#comment-642</link>
		<dc:creator>Why You Should Hire Property Management Agencies To Maintain Your Property? &#124; realestateinvestingbook</dc:creator>
		<pubDate>Fri, 30 Mar 2012 10:30:57 +0000</pubDate>
		<guid isPermaLink="false">http://kenmcelroy.com/web/?page_id=6#comment-642</guid>
		<description>[...] additional time and hence you can use those moment productively which will help you invest in other real estate investing Phoenix attributes. These home management companies take care of all the part of maintaining a [...]</description>
		<content:encoded><![CDATA[<p>[...] additional time and hence you can use those moment productively which will help you invest in other real estate investing Phoenix attributes. These home management companies take care of all the part of maintaining a [...]</p>
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		<title>Comment on Over 11 million Homes Have No Equity by Jen</title>
		<link>http://kenmcelroy.com/over-11-million-homes-have-no-equity#comment-641</link>
		<dc:creator>Jen</dc:creator>
		<pubDate>Thu, 29 Mar 2012 16:13:44 +0000</pubDate>
		<guid isPermaLink="false">http://kenmcelroy.com/?p=447#comment-641</guid>
		<description>Right. Or that of course. :)</description>
		<content:encoded><![CDATA[<p>Right. Or that of course. <img src='http://kenmcelroy.com/web/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>Comment on Over 11 million Homes Have No Equity by Keith Weinhold</title>
		<link>http://kenmcelroy.com/over-11-million-homes-have-no-equity#comment-640</link>
		<dc:creator>Keith Weinhold</dc:creator>
		<pubDate>Wed, 28 Mar 2012 23:41:20 +0000</pubDate>
		<guid isPermaLink="false">http://kenmcelroy.com/?p=447#comment-640</guid>
		<description>All I would add to &quot;Being upside down only matters if you&#039;re selling&quot; is: &quot;...or refinancing&quot;.  You usually need 15 - 25% equity in an owner-occupied property in order to refinance it.</description>
		<content:encoded><![CDATA[<p>All I would add to &#8220;Being upside down only matters if you&#8217;re selling&#8221; is: &#8220;&#8230;or refinancing&#8221;.  You usually need 15 &#8211; 25% equity in an owner-occupied property in order to refinance it.</p>
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