America is the greatest experiment in democracy and capitalism ever created. But anyone paying attention can feel that something is shifting beneath the surface. The frustration, the polarization, the rising tension, it all feels new, but the root causes are not. What we are seeing today is the collision of philosophy, technology, and money, and...
Every week we hear new warnings about artificial intelligence. Some analysts say AI will replace lower and middle-income jobs. Others argue it will concentrate even more power in the hands of the top one percent. Ray Dalio recently pointed out that sixty percent of Americans cannot read at a sixth-grade level. He believes that makes...
How to Use a Self Directed 401k to Invest in Real Estate Without Taxes or Penalties Most people never realize this, but there is a legal way to move your 401k into real estate without triggering taxes or penalties. It is called a self directed account, and it allows you to take control of where...
Popular finance advice often says to get out of debt. That message helps people who struggle with consumer loans, but it ignores a key truth. Debt can be one of the most powerful tools for building wealth when you use it correctly. The first step is understanding the difference between good debt and bad debt....
The Next Airbnb Gold Rush? Investing Near These National Parks When most people think about investing in short-term rentals (STRs), they picture trendy city lofts or beachfront condos. But some of the savviest investors I know are heading in a different direction, toward the breathtaking landscapes surrounding America’s national parks. These markets have a unique...
How Wealthy Investors Think About Money (And What the Middle Class Gets Wrong) By Ken McElroy Most people spend their entire lives working for money—but they never stop to ask, “What does money actually do for me?” If you’re trading time for dollars or saving for some imaginary rainy day, you’ve already lost. Why? Because...
How to Buy Real Estate with No Money Out of Pocket (My Proven Formula) What if I told you that you can buy real estate with zero dollars out of your pocket—and that I’ve done it repeatedly? Most people think they need a big bank account to get started in real estate. That’s simply not...
