As inflation surges, layoffs accelerate, and the U.S. dollar declines, many Americans are starting to ask the right question: Is saving cash actually making me poorer?
According to Robert Kiyosaki and Ken McElroy, the answer is a resounding yes.
In their latest conversation, the two seasoned investors sounded the alarm on rising unemployment, failing fiat currencies, and the coming crisis in retirement savings—and explained precisely why real assets, not cash, will define financial survival over the next decade.
The Real Danger Is in the Bond Market
Moody’s recently downgraded U.S. debt from AAA to AA. For those unfamiliar, that’s like a credit card company telling the world America is a bad bet. The implications are huge: U.S. bonds are considered less safe, the dollar weakens globally, and inflation heats up at home.
Robert points out,
Most people focus on the stock market, but the real danger is in the bond market. It’s 1,000 times larger—and it’s cracking.
Savers Are Losing. The Rich Are Getting Richer.
When the government prints trillions of dollars, two things happen:
-
Asset prices skyrocket — real estate, gold, oil, and other hard assets increase in value.
-
Essentials become unaffordable — milk, eggs, housing, and even fast food see sharp price increases.
Kiyosaki adds: “When people say they’re saving money, I ask—saving what? The dollar is fake. And as it loses value, your savings buy less and less.”
This is why he’s held silver since 1965 and recently bought a $4.5 million home using gold he originally purchased for just $450,000.
Why the Boomer Generation Is in Trouble
Millions of retirees have their wealth tied up in 401(k)s, mutual funds, and bonds—assets that are vulnerable to both inflation and economic downturns.
“They don’t realize their retirement could get eaten alive,” says Ken. “If all your money is in paper assets, you’re not protected.”
How Investing in Real Assets Can Protect You from Inflation
Both Ken and Robert agree: now is the time to shift into inflation-adjusted assets. That includes:
-
Real estate – especially cash-flowing properties
-
Gold and silver – timeless stores of value
-
Business ownership – ideally in sectors insulated from inflation
And don’t fear debt—use it wisely.
“We use debt to buy assets, and the tenants pay it off,” Ken explains. “That’s what makes real estate so powerful.”
Education Is the Ultimate Advantage
Robert and Ken aren’t just preaching from a podium. They’re still students of the game—studying, learning, and adjusting.
That’s why they host Limitless Expo, a 3-day financial event designed to give you access to real knowledge from real operators. With over 50 speakers including Jim Rickards, George Gammon, Mike Maloney, and others, you’ll learn how to navigate inflation, protect your wealth, and build something that lasts.
July 31 – August 2
Gaylord Texan Resort, Dallas, TX
Final Thoughts
Q: Why is saving cash risky during inflation?
A: Inflation erodes the purchasing power of money. As prices rise, the value of your savings drops.
Q: What are real assets?
A: Real assets include physical investments like real estate, gold, and commodities that tend to retain or increase value during inflation.
Q: How can I protect my money from inflation?
A: By investing in inflation-resistant assets like rental properties, precious metals, and businesses with pricing power.
