Every investor wants to know what happens next. Will mortgage rates fall? Is a recession coming? Are home prices going up or down? Which markets will outperform? These questions dominate headlines, podcasts, and social media because predicting the future feels like an advantage. But after decades of investing, many of the most successful real estate...
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Ken McElroy’s Real Estate Edge
For years, real estate investors focused on the usual drivers of returns: rent growth, occupancy, financing costs, and property appreciation. Insurance was often treated as a predictable operating expense—a line item that rarely received much attention during underwriting. That assumption no longer holds true. In 2026, insurance costs have become one of the fastest-growing expenses...
The Federal Reserve made headlines this week, and not because they cut rates. In fact, they didn’t cut anything. But what happened at Chairman Kevin Warsh’s first Fed meeting on Wednesday may be one of the most important shifts in how America’s central bank operates in over a decade. The message was clear: the rules...
For the last several years, real estate investors, homebuyers, and economists have all focused on one question: when mortgage rates finally come down, will housing demand return? The conventional wisdom has been straightforward. Higher rates reduced affordability, sidelined buyers, and slowed transaction activity. Therefore, lower rates should naturally bring demand back into the market. But...
Why your boss’s raise request might be more dangerous than it sounds In the early 1970s, something strange started happening in America. Workers asked for raises not because their bosses were suddenly generous, but because everyone just knew prices were going up next year anyway. So businesses gave the raises. Then they raised prices to...
Ken and Danille walk through why the shift from ownership to subscription culture is the most important financial decision most people aren’t paying attention to. The American dream used to mean owning things. A house. A car. A stereo system your dad saved 2 years to buy. Now it means paying $15/month for music,...
Passive income is one of the most powerful ideas in real estate investing. It represents freedom, flexibility, and the ability to generate wealth without trading time for money forever. But somewhere along the way, the concept became oversimplified. Social media turned passive income into a lifestyle slogan, making real estate investing appear effortless once the...
Real estate investing is often viewed as a numbers game. Investors spend years learning about cap rates, financing structures, market cycles, and underwriting models. But over time, most experienced investors realize that success in real estate depends just as much on psychology as it does on analytics. Markets fluctuate, deals fail, and uncertainty is constant....
Inflation changes the way people think about money. As the cost of living rises, purchasing power declines, savings lose value, and investors begin searching for assets that can preserve wealth over time. Historically, real estate has been one of the few asset classes that not only survives inflationary periods but often benefits from them. While...
The Fed can’t cut when prices keep rising. But high inflation has its own way of pushing property values up. Either way, the case for real assets holds. The April CPI came in at 3.8% year-over-year, and markets noticed. Bond investors expects higher inflation. That’s the market saying it doesn’t believe inflation is going quietly....
